b1sg1
Rate current financial situation

Question:Using a scale from 0 to 10 where 0 means "the worst possible financial situation" and 10 means "the best possible financial situation," how would you rate your financial situation these days?

ValueLabelFrequency
0WORST54
156
2103
3195
4219
5550
6479
7927
8774
9360
10BEST236
98REFUSED79
.System-missing (Did not complete SAQ)931
Range of valid values: 0 - 10
Summary:
ValidInvalid
39531010


b1sg2
Rate financial situation ten years ago

Question:Looking back ten years ago, how would you rate your financial situation at that time using the same 0 to 10 scale?

ValueLabelFrequency
0WORST37
160
2129
3232
4318
5626
6517
7746
8702
9379
10BEST238
98REFUSED48
.System-missing (Did not complete SAQ)931
Range of valid values: 0 - 10
Summary:
ValidInvalid
3984979


b1sg3
Rate financial situation ten yrs future

Question:Looking ahead ten years into the future, what do you expect your financial situation will be like at that time?

ValueLabelFrequency
0WORST39
149
269
3148
4157
5425
6345
7645
8921
9743
10BEST415
98REFUSED76
.System-missing (Did not complete SAQ)931
Range of valid values: 0 - 10
Summary:
ValidInvalid
39561007


b1sg4
Rate control over financial situation

Question:Using a 0 to 10 scale where 0 means "no control at all" and 10 means "very much control," how would you rate the amount of control you have over your financial situation these days?

ValueLabelFrequency
0NONE77
169
2100
3188
4160
5445
6370
7638
8755
9537
10VERY MUCH640
98REFUSED53
.System-missing (Did not complete SAQ)931
Range of valid values: 0 - 10
Summary:
ValidInvalid
3979984


b1sg5
Rate thought/effort into financial sitn

Question:Using a 0 to 10 scale where 0 means "no thought or effort" and 10 means "very much thought and effort," how much thought and effort do you put into your financial situation these days?

ValueLabelFrequency
0NONE23
131
247
3114
4126
5346
6330
7641
8858
9650
10VERY MUCH814
98REFUSED52
.System-missing (Did not complete SAQ)931
Range of valid values: 0 - 10
Summary:
ValidInvalid
3980983


b1sg6
$ to meet needs (more,enough,no enough)

Question:In general, would you say you (and your family living with you) have more money than you need, just enough for your needs, or not enough to meet your needs?

ValueLabelFrequency
1MORE MONEY1045
2JUST ENOUGH MONEY2179
3NOT ENOUGH MONEY751
8REFUSED57
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 3
Summary:
ValidInvalid
3975988


b1sg7
Difficult to pay monthly bills

Question:How difficult is it for you (and your family) to pay your monthly bills?

ValueLabelFrequency
1VERY DIFFICULT196
2SOMEWHAT DIFFICULT866
3NOT VERY DIFFICULT1472
4NOT AT ALL DIFFICULT1449
8REFUSED49
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 4
Summary:
ValidInvalid
3983980


b1sg8a
R’s wages last calendar year

Pre-question:The next several questions ask about the different sources of income you, your spouse and other family members in your household may have had over the last calendar year. You may need to consult your records to answer some of these questions. Please take the time to do that. Refer to the table below and fill in the letter that represents the correct range of income for each item listed.
Question:Please fill in the letter representing the amount of pre-tax income you earned in the last calendar year for each item listed below. If you have not earned any income in the following items, enter letter "B" in the space provided - PERSONAL EARNINGS INCOME.

ValueLabelFrequency
1LESS THAN $072
2$0734
3$1-$1,99991
4$2,000-$3,99962
5$4,000-$5,99959
6$6,000-$7,99967
7$8,000-$9,99951
8$10,000-$11,99980
9$12,000-$13,99983
10$14,000-$15,99966
11$16,000-$17,99950
12$18,000-$19,99957
13$20,000-$22,49992
14$22,500-$24,99995
15$25,000-$27,49990
16$27,500-$29,99981
17$30,000-$32,499109
18$32,500-$34,49984
19$35,000-$37,49985
20$37,500-$39,99970
21$40,000-$42,499100
22$42,500-$44,99964
23$45,000-$47,49979
24$47,500-$49,99953
25$50,000-$54,999123
26$55,000-$59,99991
27$60,000-$64,99999
28$65,000-$69,99970
29$70,000-$74,99977
30$75,000-$79,99950
31$80,000-$84,99948
32$85,000-$89,99957
33$90,000-$94,99938
34$95,000-$99,99936
35$100,000-$109,00059
36$110,000-$119,99938
37$120,000-$129,99931
38$130,000-$139,00018
39$140,000-$149,99913
40$150,000-$174,99925
41$175,000-$199,99914
42$200,000-$249,99924
43$250,000-$299,00012
44$300,000-$399,99911
45$400,000-$499,9995
46$500,000-$999,9996
47$1,000,000PLUS2
98REFUSED609
99INAPP2
Range of valid values: 1 - 99
Summary:
ValidInvalidMinMax
4032931199


b1sg8b
R’s pension income last calendar year

Question:Please fill in the letter representing the amount of pre-tax income you earned in the last calendar year for each item listed below. If you have not earned any income in the following items, enter letter "B" in the space provided - PENSION INCOME.

ValueLabelFrequency
1LESS THAN $0233
2$01928
3$1-$1,99994
4$2,000-$3,99963
5$4,000-$5,99961
6$6,000-$7,99942
7$8,000-$9,99947
8$10,000-$11,99950
9$12,000-$13,99968
10$14,000-$15,99934
11$16,000-$17,99937
12$18,000-$19,99924
13$20,000-$22,49949
14$22,500-$24,99931
15$25,000-$27,49946
16$27,500-$29,99922
17$30,000-$32,49929
18$32,500-$34,49924
19$35,000-$37,49925
20$37,500-$39,99917
21$40,000-$42,49918
22$42,500-$44,9999
23$45,000-$47,49910
24$47,500-$49,99910
25$50,000-$54,99915
26$55,000-$59,9999
27$60,000-$64,99911
28$65,000-$69,9992
29$70,000-$74,9993
30$75,000-$79,9992
31$80,000-$84,9992
32$85,000-$89,9991
33$90,000-$94,9994
34$95,000-$99,9993
35$100,000-$109,0003
37$120,000-$129,9991
39$140,000-$149,9991
40$150,000-$174,9991
46$500,000-$999,9991
47$1,000,000PLUS1
98REFUSED992
99INAPP9
Range of valid values: 1 - 99
Summary:
ValidInvalidMinMax
4032931199


b1sg8c
R’s social secrty income last calend yr

Question:Please fill in the letter representing the amount of pre-tax income you earned in the last calendar year for each item listed below. If you have not earned any income in the following items, enter letter "B" in the space provided - SOCIAL SECURITY INCOME.

ValueLabelFrequency
1LESS THAN $0226
2$01802
3$1-$1,999111
4$2,000-$3,99950
5$4,000-$5,99994
6$6,000-$7,999151
7$8,000-$9,999137
8$10,000-$11,999119
9$12,000-$13,999174
10$14,000-$15,999108
11$16,000-$17,99961
12$18,000-$19,99947
13$20,000-$22,49935
14$22,500-$24,99917
15$25,000-$27,49912
16$27,500-$29,9998
17$30,000-$32,4997
18$32,500-$34,4992
19$35,000-$37,4994
20$37,500-$39,9992
21$40,000-$42,4992
22$42,500-$44,9991
24$47,500-$49,9992
25$50,000-$54,9992
27$60,000-$64,9992
28$65,000-$69,9992
29$70,000-$74,9991
32$85,000-$89,9991
37$120,000-$129,9992
42$200,000-$249,9991
43$250,000-$299,0001
98REFUSED840
99INAPP8
Range of valid values: 1 - 99
Summary:
ValidInvalidMinMax
4032931199


b1sg9a
SP’s wages last calendar year

Question:Please fill in the letter representing the amount of income your spouse/partner earned in the last calendar year for each item listed below. If your spouse has not earned any income in the following items, or you do not have a spouse/partner, enter letter "B" in the space provided - SPOUSE’S PERSONAL EARNINGS INCOME (COUNT ONLY WAGES AND OTHER STIPENDS FROM YOUR SPOUSE’S EMPLOYMENT; NOT PENSIONS, INVESTMENTS, OR ANY OTHER FINANCIAL ASSISTANCE OR INCOME.)

ValueLabelFrequency
1LESS THAN $085
2$01431
3$1-$1,99951
4$2,000-$3,99965
5$4,000-$5,99954
6$6,000-$7,99951
7$8,000-$9,99935
8$10,000-$11,99943
9$12,000-$13,99955
10$14,000-$15,99941
11$16,000-$17,99936
12$18,000-$19,99954
13$20,000-$22,49971
14$22,500-$24,99955
15$25,000-$27,49984
16$27,500-$29,99957
17$30,000-$32,49974
18$32,500-$34,49949
19$35,000-$37,49976
20$37,500-$39,99949
21$40,000-$42,49980
22$42,500-$44,99948
23$45,000-$47,49956
24$47,500-$49,99938
25$50,000-$54,99993
26$55,000-$59,99965
27$60,000-$64,99964
28$65,000-$69,99950
29$70,000-$74,99952
30$75,000-$79,99926
31$80,000-$84,99936
32$85,000-$89,99934
33$90,000-$94,99932
34$95,000-$99,99919
35$100,000-$109,00046
36$110,000-$119,99927
37$120,000-$129,99918
38$130,000-$139,00012
39$140,000-$149,9995
40$150,000-$174,99923
41$175,000-$199,9998
42$200,000-$249,9999
43$250,000-$299,0004
44$300,000-$399,9994
45$400,000-$499,9993
46$500,000-$999,9992
98REFUSED658
99INAPP4
Range of valid values: 1 - 99
Summary:
ValidInvalidMinMax
4032931199


b1sg9b
SP’s pension income last calendar year

Question:Please fill in the letter representing the amount of income your spouse/partner earned in the last calendar year for each item listed below. If your spouse has not earned any income in the following items, or you do not have a spouse/partner, enter letter "B" in the space provided - SPOUSE'S PENSION INCOME.

ValueLabelFrequency
1LESS THAN $0212
2$02222
3$1-$1,99949
4$2,000-$3,99941
5$4,000-$5,99936
6$6,000-$7,99935
7$8,000-$9,99930
8$10,000-$11,99935
9$12,000-$13,99932
10$14,000-$15,99924
11$16,000-$17,99923
12$18,000-$19,99919
13$20,000-$22,49920
14$22,500-$24,99925
15$25,000-$27,49918
16$27,500-$29,99912
17$30,000-$32,49916
18$32,500-$34,49916
19$35,000-$37,49913
20$37,500-$39,9994
21$40,000-$42,4996
22$42,500-$44,9995
23$45,000-$47,4994
24$47,500-$49,9994
25$50,000-$54,9995
26$55,000-$59,9995
27$60,000-$64,99911
28$65,000-$69,9992
29$70,000-$74,9992
31$80,000-$84,9991
32$85,000-$89,9991
33$90,000-$94,9994
34$95,000-$99,9991
35$100,000-$109,0002
37$120,000-$129,9993
40$150,000-$174,9991
43$250,000-$299,0001
98REFUSED1084
99INAPP8
Range of valid values: 1 - 99
Summary:
ValidInvalidMinMax
4032931199


b1sg9c
SP’s soc secrty income last calendar yr

Question:Please fill in the letter representing the amount of income your spouse/partner earned in the last calendar year for each item listed below. If your spouse has not earned any income in the following items, or you do not have a spouse/partner, enter letter "B" in the space provided - SPOUSE'S SOCIAL SECURITY INCOME.

ValueLabelFrequency
1LESS THAN $0193
2$02038
3$1-$1,99967
4$2,000-$3,99931
5$4,000-$5,999100
6$6,000-$7,999119
7$8,000-$9,99989
8$10,000-$11,99971
9$12,000-$13,999118
10$14,000-$15,99973
11$16,000-$17,99932
12$18,000-$19,99921
13$20,000-$22,49915
14$22,500-$24,9998
15$25,000-$27,4994
16$27,500-$29,9993
17$30,000-$32,4992
18$32,500-$34,4993
19$35,000-$37,4993
22$42,500-$44,9991
29$70,000-$74,9991
30$75,000-$79,9991
33$90,000-$94,9991
34$95,000-$99,9991
38$130,000-$139,0001
40$150,000-$174,9991
44$300,000-$399,9991
98REFUSED1026
99INAPP8
Range of valid values: 1 - 99
Summary:
ValidInvalidMinMax
4032931199


b1sg10a
Other hh member’s wages last calend yr

Question:Please fill in the letter representing the amount of income other family members in your house hold earned in the last calendar year for each item listed below. If other family members have not earned any income in the following items, or if you do not have other family members living with you, enter letter "B" in the space provided - OTHER MEMBER’S PERSONAL EARNINGS INCOME (COUNT ONLY WAGES AND OTHER STIPENDS FROM THEIR EMPLOYMENT; NOT PENSIONS, INVESTMENTS, OR ANY OTHER FINANCIAL ASSISTANCE OR INCOME.).

ValueLabelFrequency
1LESS THAN $0176
2$02639
3$1-$1,99981
4$2,000-$3,99969
5$4,000-$5,99967
6$6,000-$7,99934
7$8,000-$9,99922
8$10,000-$11,99925
9$12,000-$13,99919
10$14,000-$15,99913
11$16,000-$17,9997
12$18,000-$19,9999
13$20,000-$22,49917
14$22,500-$24,99914
15$25,000-$27,4995
16$27,500-$29,9999
17$30,000-$32,4997
18$32,500-$34,4998
19$35,000-$37,49912
20$37,500-$39,9992
21$40,000-$42,4992
22$42,500-$44,9992
23$45,000-$47,4994
24$47,500-$49,9993
25$50,000-$54,9997
26$55,000-$59,9994
27$60,000-$64,9992
28$65,000-$69,9992
29$70,000-$74,9993
31$80,000-$84,9991
35$100,000-$109,0001
37$120,000-$129,9991
40$150,000-$174,9991
43$250,000-$299,0001
46$500,000-$999,9991
98REFUSED757
99INAPP5
Range of valid values: 1 - 99
Summary:
ValidInvalidMinMax
4032931199


b1sg10b
Oth hh member’s pension income last yr

Question:Please fill in the letter representing the amount of income other family members in your house hold earned in the last calendar year for each item listed below. If other family members have not earned any income in the following items, or if you do not have other family members living with you, enter letter "B" in the space provided - OTHER MEMBER'S PENSION INCOME.

ValueLabelFrequency
1LESS THAN $0188
2$02601
3$1-$1,9996
4$2,000-$3,9996
5$4,000-$5,9993
6$6,000-$7,9992
8$10,000-$11,9991
9$12,000-$13,9994
11$16,000-$17,9991
12$18,000-$19,9991
13$20,000-$22,4993
14$22,500-$24,9991
15$25,000-$27,4991
17$30,000-$32,4991
19$35,000-$37,4991
21$40,000-$42,4991
24$47,500-$49,9991
25$50,000-$54,9991
26$55,000-$59,9991
27$60,000-$64,9991
98REFUSED1201
99INAPP6
Range of valid values: 1 - 99
Summary:
ValidInvalidMinMax
4032931199


b1sg10c
Oth hh memb’s soc secrty income last yr

Question:Please fill in the letter representing the amount of income other family members in your house hold earned in the last calendar year for each item listed below. If other family members have not earned any income in the following items, or if you do not have other family members living with you, enter letter "B" in the space provided - OTHER MEMBER'S SOCIAL SECURITY INCOME.

ValueLabelFrequency
1LESS THAN $0188
2$02572
3$1-$1,9999
4$2,000-$3,9995
5$4,000-$5,9996
6$6,000-$7,99923
7$8,000-$9,99911
8$10,000-$11,9998
9$12,000-$13,99912
10$14,000-$15,9996
11$16,000-$17,9992
12$18,000-$19,9992
13$20,000-$22,4991
14$22,500-$24,9992
16$27,500-$29,9991
17$30,000-$32,4991
19$35,000-$37,4991
26$55,000-$59,9992
42$200,000-$249,9991
98REFUSED1173
99INAPP6
Range of valid values: 1 - 99
Summary:
ValidInvalidMinMax
4032931199


b1sg11a
Supplemental Security Income (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - SUPPLEMENTAL SECURITY INCOME (SSI).

ValueLabelFrequency
1YES142
2NO1738
8REFUSED2152
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
18803083


b1sg11b
Soc Security Disability Insur (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - SOCIAL SECURITY DISABILITY INSURANCE (SSDI).

ValueLabelFrequency
1YES154
2NO1733
8REFUSED2145
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
18873076


b1sg11c
General govt assistance (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - GENERAL ASSISTANCE.

ValueLabelFrequency
1YES14
2NO1802
8REFUSED2216
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
18163147


b1sg11d
Food stamps (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - FOOD STAMPS.

ValueLabelFrequency
1YES77
2NO1766
8REFUSED2189
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
18433120


b1sg11e
Temp Assistance for Needy Fams (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - TEMPORARY ASSISTANCE FOR NEEDY FAMILIES (TANF).

ValueLabelFrequency
1YES9
2NO1805
8REFUSED2218
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
18143149


b1sg11f
Oth state govt welfare program (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - OTHER STATE WELFARE PROGRAM(S).

ValueLabelFrequency
1YES23
2NO1795
8REFUSED2214
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
18183145


b1sg11g
Unemployment benefits from govt (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - UNEMPLOYMENT BENEFITS.

ValueLabelFrequency
1YES151
2NO1726
8REFUSED2155
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
18773086


b1sg11h
Other govt disability benefits (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - OTHER DISABILITY BENEFITS.

ValueLabelFrequency
1YES55
2NO1785
8REFUSED2192
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
18403123


b1sg11i
Veteran’s benefits from govt (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - VETERAN'S BENEFITS.

ValueLabelFrequency
1YES129
2NO1743
8REFUSED2160
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
18723091


b1sg11j
No assistance from govt (12 mo)

Question:From the list below, please check all of the public/government assistance programs from which you have received income over the last calendar year - NONE.

ValueLabelFrequency
1YES2583
2NO359
8REFUSED1090
.System-missing (Did not complete SAQ)931
Range of valid values: 1 - 2
Summary:
ValidInvalid
29422021


b1sg12
Tot hh income from govt assist (12 mo)

Question:What was your combined family household income from government assistance programs?

ValueLabelFrequency
99999998REFUSED615
Range of valid values: 0 - 125000
Summary:
ValidInvalidMinMaxMeanStdDev
3417154601250001016.9695970.633


b1sg8ay
R wages: subgroup mean imputed

ValueLabelFrequency
Range of valid values: 0 - 200000
Summary:
ValidInvalidMinMaxMeanStdDev
4004959020000035087.0439452.361


b1sg8by
R pension income: subgroup mean imputed

ValueLabelFrequency
Range of valid values: 0 - 200000
Summary:
ValidInvalidMinMaxMeanStdDev
399097302000006066.52613064.85


b1sg8cy
R social security income: subgroup mean imputed

ValueLabelFrequency
Range of valid values: 0 - 200000
Summary:
ValidInvalidMinMaxMeanStdDev
399397002000004326.6568492.627


b1sg9ay
SP wages: subgroup mean imputed

ValueLabelFrequency
Range of valid values: 0 - 200000
Summary:
ValidInvalidMinMaxMeanStdDev
37861177020000025140.23834958.366


b1sg9by
SP pension income: subgroup mean imputed

ValueLabelFrequency
Range of valid values: 0 - 200000
Summary:
ValidInvalidMinMaxMeanStdDev
3667129602000003789.7911030.095


b1sg9cy
SP social security income: subgroup mean imputed

ValueLabelFrequency
Range of valid values: 0 - 200000
Summary:
ValidInvalidMinMaxMeanStdDev
3673129002000002975.1917414.648


b1sg10ay
Other hh member’s wages: subgroup mean imputed

ValueLabelFrequency
Range of valid values: 0 - 200000
Summary:
ValidInvalidMinMaxMeanStdDev
399796602000002029.348612.465


b1sg10by
Other hh member’s pension income: subgroup mean imputed